Buying a home- Frequently Aske Suggested Reading

s     How do I choose a mortgage lender?

The can recommend several lenders who we have successfully worked with over the years.  The lender will expedite all of the necessary paperwork and information, including ordering a credit report and appraisal of the property, if required.

The application normally takes about one hour.  All parties who will be on the title as new owners should be present.  The information you provide to the lender is confidential. 

s     Do I need to bring anything with me when I am looking at homes?

Bring a notebook and pen for note taking.  Don’t forget to bring along your Buyer Book as a reference guide when you are looking at homes.  In the back of the book, we have included several sheets for the Notes on Viewed Properties.  Feel free to use these to jot down key features of the houses we view.  This will make it easier to remember the specifics about each home. 

If you need to go back to a home for another look, just let us know, and we will happily schedule an appointment.  And bring your checkbook so you can make an offer if we find a home you like. 

s     When I start visiting homes, what should I be looking for the first time through?

The house you ultimately choose to call home will play a major role in your life.  While it is true that a home can be an excellent investment, it must also fit the way you live.  Your chief concern should be those things that you cannot change: location, floor plan, # of baths, lot size, etc.  Then, consider those things that you can change – appliances, carpet, paint, cabinets, etc. – and whether or not you are willing to change them.

s     What key questions should I ask about each home?

Sellers will supply you with a Seller’s Disclosure for the home, which will disclose any defects known by the seller.  But, be sure to ask any questions you have about the home, even if you feel you are being nosy.  You have a right to know.  Ask any questions you have.  We will assist you in finding the answers to all of your questions and/or concerns.

s     How many homes should I look at before I buy?

We will be viewing homes that match the preferences you gave during the buyer consultation.  As long as your preferences don’t change, you will only to have see an average of 6-8 homes before finding the one you want.